Choosing care

Self-managed vs provider-managed: what’s the difference?

How your care is managed affects how much involvement you have in choosing services, coordinating support and handling administration.

Liz thinking through a care decision
Liz explainsPlain-English guidance, then the next useful step.
At a glance

What to know first

01

Provider-managed care puts more coordination with the provider.

02

Self-management gives you a more active role and can provide more flexibility.

03

There is no single best model. The useful question is which arrangement fits your circumstances.

The practical detail

Understand the part that matters to you.

01

Provider-managed

The provider coordinates services, invoices and payments and may use its own workforce or approved subcontractors.

02

Self-managed

You take a more active role in choosing and arranging services while staying within the rules of your approved support plan.

03

Can you change later?

Management arrangements and providers can change. Discuss the process with your current or prospective provider before making the switch.

Related Liz Questions

Go deeper without reading everything.

All questions
Navigating the System & Eligibility

What rights do I have under the Charter of Aged Care Rights?

The former Charter of Aged Care Rights has been replaced by the enforceable Statement of Rights under the new Aged Care Act, which started on 1 November 2025. It protects your right to dignity, choice, safety, information, privacy, communication and culturally safe care.

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In-Home Care & Support at Home

What is the difference between a fully managed and a self-managed Home Care Package?

Under Support at Home, you may self-manage parts of your care, but you still need a registered provider and care management. Provider-managed care gives the provider more responsibility for arranging workers, schedules and administration; self-management gives you more involvement and control.

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In-Home Care & Support at Home

What are provider "care management" and "package management" fees?

Under Support at Home, the old separate package-management fee has ended. For ongoing services, 10% of each quarterly budget is set aside nationally for care management, which is delivered by a care partner even when you self-manage parts of your care.

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In-Home Care & Support at Home

How many hours of care will a Level 1, 2, 3, or 4 Home Care Package give me per week?

There is no fixed number of weekly care hours for each former HCP level or Support at Home classification. Hours depend on your budget, approved services, provider prices, contributions and the 10% care-management allocation.

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Specialised Care: Dementia, Respite & Palliative

How do providers coordinate with external palliative care teams?

The Support at Home care partner should coordinate the practical and aged care services, while the GP and specialist palliative care team lead complex medical and symptom management. A written plan should make clear who does what, how information is shared and who to contact when the person’s condition changes.

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Communication, Rights & Practical Dilemmas

What is an Advance Care Directive, and why does the provider need it?

An Advance Care Directive records your future healthcare wishes for a time when you cannot make or communicate decisions. Your Support at Home provider needs to know it exists so relevant workers and clinicians can follow your wishes, contact the correct decision-maker and respond appropriately during a health crisis-but having one is your choice, not a condition of receiving care.

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Understanding Support at Home

What does care management include under Support at Home?

Care management includes developing and reviewing your care plan and budget, coordinating services, monitoring risks and outcomes, responding to changing needs, providing information and helping you navigate the aged care system. It must include meaningful direct contact at least once each month, even if you self-manage.

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Understanding Support at Home

Why is 10% of my Support at Home budget set aside for care management?

The 10% funds the planning, monitoring and coordination needed to make your direct services work safely. It is pooled so participants can receive more care management when their circumstances become complex, but every participant should still receive meaningful and appropriate support from a care partner.

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When general information is not enough

Talk it through with Liz.

Start with this topic already in context, then add what is happening in your situation.

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